Terms and Conditions

1. About Cosmore

The Cosmore brand is used in connection with licensed real estate brokerage and related services provided through appropriately licensed Cosmore entities, including, where applicable:

• Cosmore Florida Corp., operating as a real estate brokerage in the State of Florida; and
• Cosmore NY Corp., operating as a real estate brokerage in the State of New York.

The particular Cosmore entity responsible for a real estate transaction or brokerage relationship will depend upon the location of the property, the services requested, and applicable licensing requirements.

Nothing on this Website should be interpreted as an offer to provide regulated real estate brokerage services in a jurisdiction where the applicable Cosmore entity or professional is not properly licensed or otherwise authorized to provide such services.

2. Real Estate Brokerage Information

Cosmore provides real estate brokerage services through properly licensed real estate brokers and affiliated real estate professionals.

Information presented on the Website is intended to make clear that users are dealing with real estate licensees where applicable.

The appearance of a real estate professional, property, service, or opportunity on the Website does not necessarily mean that the individual professional is licensed in every jurisdiction or that the relevant service is available in every location.

Real estate brokerage relationships, duties, disclosures, compensation arrangements, agency relationships, and other transaction-specific matters are governed by applicable law and by the agreements and disclosures applicable to the particular transaction.

Florida law requires real estate advertising to identify the licensed brokerage and prohibits fraudulent, false, deceptive, or misleading advertising. New York similarly regulates real estate advertising and requires specific brokerage disclosures in internet advertising. Cosmore intends its Website and advertising practices to comply with these requirements.

3. No Creation of Brokerage Relationship

Your use of this Website, submission of an inquiry, request for information, download of materials, or communication with Cosmore does not by itself establish:

• a broker-client relationship;
• an agency relationship;
• a fiduciary relationship;
• an attorney-client relationship;
• an investment advisory relationship; or
• any other professional relationship.

A brokerage or agency relationship arises only as provided by applicable law and any required written agreements or disclosures.

4. Property Information and Listings

Property information appearing on the Website may originate from:

• property owners;
• developers;
• landlords;
• listing brokers;
• multiple listing services;
• public records;
• third-party databases;
• other industry sources.

Although Cosmore endeavors to present accurate information, real estate information can change rapidly.

Property availability, pricing, square footage, measurements, taxes, assessments, condominium or homeowners’ association information, rental information, zoning, development plans, financing terms, projected returns, operating expenses, photographs, descriptions, and other property information may change without notice.

Users should independently verify all material information before making any purchase, sale, lease, investment, financing, or other decision.

Unless expressly stated otherwise, information on the Website is not warranted or guaranteed by Cosmore.

5. MLS and Third-Party Listing Information

Certain property information may be provided through one or more Multiple Listing Services or other third-party data providers.

Such information may be subject to separate terms, rules, restrictions, and intellectual property rights.

Properties displayed on the Website may be:

• listed by Cosmore;
• listed by another brokerage;
• no longer available;
• under contract;
• sold;
• leased; or
• otherwise changed since the information was originally provided.

Users should contact Cosmore to confirm current availability and material property information.

6. No Guarantee of Investment Results

Any information concerning:

• cap rates;
• rental income;
• projected income;
• projected appreciation;
• returns;
• cash flow;
• operating expenses;
• development opportunities;
• financing assumptions;
• investment performance; or
• other financial projections

is provided for informational purposes only unless otherwise expressly stated in a binding written agreement.

Past performance does not guarantee future results.

No statement on the Website should be interpreted as a guarantee of future profit, appreciation, rental income, investment return, or financial performance.

Users are responsible for conducting their own legal, tax, financial, structural, environmental, zoning, title, property-condition, and investment due diligence.

7. No Legal, Tax, Accounting, or Investment Advice

Content available through the Website is provided for general informational purposes.

Unless expressly agreed otherwise in writing, Cosmore does not provide through this Website:

• legal advice;
• tax advice;
• accounting advice;
• securities advice;
• investment advisory services;
• immigration advice; or
• financial planning services.

Users should consult their own qualified professionals regarding their individual circumstances.

8. International Users and Investors

Cosmore may provide real estate brokerage services to international buyers, sellers, landlords, tenants, and investors where legally permitted.

International users are solely responsible for obtaining independent advice concerning matters including:

• taxation;
• FIRPTA;
• immigration;
• currency transfer;
• banking;
• corporate ownership structures;
• estate planning;
• foreign investment regulations;
• source-of-funds requirements;
• sanctions and anti-money laundering compliance.

Nothing on the Website constitutes a representation that a particular ownership, financing, tax, immigration, or corporate structure is appropriate for any particular user.

9. Fair Housing and Non-Discrimination

Cosmore supports and complies with applicable federal, state, and local fair housing and anti-discrimination laws.

Cosmore does not discriminate in the provision of housing-related services on any basis prohibited by applicable law.

Property availability, qualification criteria, and transaction decisions remain subject to applicable law and the lawful requirements of owners, landlords, lenders, condominium associations, developers, and other relevant parties.

10. Website Content

The Website and its contents may include:

• text;
• graphics;
• logos;
• photographs;
• videos;
• floor plans;
• property descriptions;
• databases;
• software;
• design elements;
• reports;
• articles;
• market information;
• marketing materials;
• trademarks and trade names.

Except where otherwise indicated, such material is owned by, licensed to, or lawfully used by Cosmore and is protected by applicable intellectual property laws.

11. Limited License to Use the Website

Cosmore grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for lawful personal or legitimate business purposes.

You may not, without prior written permission:

• reproduce substantial portions of the Website;
• republish Website content;
• scrape or systematically extract data;
• create derivative databases from Website content;
• copy property information for commercial redistribution;
• reverse engineer Website software;
• circumvent access restrictions;
• interfere with Website security;
• use automated tools to overload or disrupt the Website;
• impersonate another person;
• attempt unauthorized access to Cosmore systems or accounts.

Cosmore may suspend or terminate access for violations of these Terms.

12. User-Submitted Information

You may provide information through forms, inquiries, applications, communications, recruiting systems, or other Website features.

You represent that information you submit is accurate to the best of your knowledge and that you have the right to provide it.

You must not knowingly submit:

• false or misleading information;
• unlawful content;
• malicious software;
• confidential information belonging to another person without authorization;
• content that infringes third-party rights.

Your submission of personal information is also subject to Cosmore’s applicable Privacy Policy.

13. Electronic Communications

When you contact Cosmore electronically or provide your contact information, Cosmore may respond through appropriate communication channels, including email, telephone, or other methods consistent with applicable law and your communication preferences.

Providing an email address does not necessarily constitute consent to receive all forms of marketing communication.

Commercial email communications are subject to applicable law, including CAN-SPAM requirements concerning accurate sender information, non-deceptive content, and opt-out mechanisms.

14. SMS and Text Messaging

Where Cosmore offers SMS or text-message communications, such communications may include:

• responses to inquiries;
• appointment or interview scheduling;
• transaction-related communications;
• recruiting communications;
• reminders;
• other communications for which the recipient has provided the legally required authorization.

Providing a telephone number by itself does not necessarily constitute consent to receive automated or promotional text messages.

Where consent is required by applicable law, Cosmore will seek such consent before sending the applicable messages.

Message and data rates may apply.

Message frequency may vary.

Recipients may opt out of supported text-message programs by replying STOP, and other clear revocation requests will be honored as required by applicable law. FCC rules recognize text messaging as subject to relevant TCPA protections and recognize STOP and similar responses as methods of revoking consent.

SMS consent is not a condition of purchasing real estate brokerage services unless expressly permitted by applicable law.

15. Third-Party Websites and Services

The Website may contain links to or integrations with third-party websites and services, including:

• property databases;
• mapping services;
• mortgage providers;
• title companies;
• developers;
• social media platforms;
• electronic signature services;
• messaging providers;
• scheduling services;
• payment services;
• other technology providers.

Cosmore does not control third-party services and is not responsible for their availability, content, privacy practices, security, accuracy, or performance.

Use of third-party services may be subject to separate terms and privacy policies.

16. Third-Party Professionals and Service Providers

Cosmore may provide information about or introductions to attorneys, lenders, title companies, inspectors, contractors, accountants, insurance professionals, property managers, or other service providers.

Unless expressly disclosed otherwise, such providers are independent third parties.

Users remain responsible for selecting and evaluating their own professional advisers and vendors.

A referral or introduction does not constitute a guarantee or warranty regarding a third party’s services.

17. Website Availability

Cosmore does not guarantee that the Website will always be:

• available;
• uninterrupted;
• error-free;
• secure;
• free from technical defects.

Cosmore may modify, suspend, discontinue, restrict, or update any portion of the Website without prior notice where appropriate.

18. No Warranties

To the maximum extent permitted by applicable law, the Website and its content are provided on an “as is” and “as available” basis.

Cosmore disclaims warranties, express or implied, including warranties of:

• merchantability;
• fitness for a particular purpose;
• accuracy;
• completeness;
• non-infringement;
• availability.

Nothing in this section limits warranties or rights that cannot lawfully be disclaimed.

19. Limitation of Liability

To the maximum extent permitted by applicable law, Cosmore and its affiliated companies, officers, directors, employees, brokers, licensees, contractors, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to the use of the Website.

This includes, where legally permitted, damages arising from reliance on Website information, loss of data, service interruptions, third-party content, or unavailable properties.

Nothing in these Terms excludes liability that cannot legally be excluded or limited.

20. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Cosmore and its affiliated entities, officers, directors, employees, contractors, brokers, agents, and representatives from claims, damages, liabilities, costs, and expenses arising from:

• your unlawful use of the Website;
• your violation of these Terms;
• your infringement of another person’s rights;
• false or unauthorized information submitted by you.

21. Privacy

Cosmore’s collection, use, and protection of personal information are governed by the applicable Privacy Policy, which is incorporated into these Terms by reference.

If Website services involve additional privacy notices or consent disclosures, those additional terms will also apply.

22. Intellectual Property

“Cosmore,” associated logos, branding, domain names, trade dress, and other proprietary identifiers are trademarks, service marks, or proprietary materials belonging to Cosmore or its licensors.

No license to use Cosmore trademarks is granted except as expressly provided in writing.

Third-party trademarks appearing on the Website remain the property of their respective owners.

23. Copyright Complaints

If you believe content available through the Website infringes your copyright, you may contact Cosmore and provide sufficient information to identify:

• the copyrighted work;
• the allegedly infringing material;
• your contact information;
• the basis of your claim.

Cosmore may remove or restrict material where appropriate.

24. Children

The Website is intended for adults seeking real estate, brokerage, professional, corporate, recruiting, or related services.

The Website is not directed toward children under 13.

Cosmore does not knowingly seek to collect personal information from children through the Website for ordinary commercial purposes.

25. Compliance with Law

Users must use the Website only for lawful purposes.

You may not use the Website in a manner that violates:

• applicable federal law;
• state law;
• local law;
• real estate licensing laws;
• intellectual property rights;
• privacy rights;
• communication laws;
• sanctions or export restrictions;
• other applicable legal requirements.

26. Governing Law

Except where applicable law requires otherwise or where a separate written agreement provides differently, these Terms and disputes concerning general use of the Cosmore corporate Website will be governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Any court proceeding arising solely from the general use of this Website shall, to the extent legally permissible, be brought in a court of competent jurisdiction located in Miami-Dade County, Florida.

This provision does not override mandatory jurisdiction, venue, licensing, agency, consumer-protection, or real estate laws applicable to a particular transaction or user.

27. Transaction-Specific Agreements Control

If you enter into a:

• brokerage agreement;
• buyer representation agreement;
• listing agreement;
• lease;
• purchase and sale agreement;
• independent contractor agreement;
• confidentiality agreement;
• referral agreement;
• electronic signature agreement;
• other written contract

with Cosmore or another party, the terms of that specific agreement govern the matters addressed by that agreement.

If these Website Terms conflict with a transaction-specific written agreement, the transaction-specific agreement controls with respect to that transaction.

28. Changes to These Terms

Cosmore may update these Terms periodically.

The revised version will be posted on the Website with an updated effective date.

Your continued use of the Website after revised Terms become effective constitutes acceptance of the revised Terms to the extent permitted by law.

Material changes may be communicated through additional notice where required.

29. Severability

If any provision of these Terms is found unenforceable, invalid, or unlawful, the remaining provisions will remain in effect to the maximum extent permitted by law.

30. No Waiver

Failure by Cosmore to enforce any provision of these Terms does not constitute a waiver of that provision or any other right.

31. Entire Agreement Regarding Website Use

These Terms, together with the Privacy Policy and any other policies expressly incorporated by reference, constitute the agreement between you and Cosmore concerning general use of the Website.

Transaction-specific agreements remain separate and continue to govern the transactions or services to which they apply.

32. Contact Information

Questions regarding these Terms may be directed to:

Email: info@cosmore.com

Website: www.cosmore.com

For matters involving a particular brokerage transaction, please contact the applicable Cosmore brokerage or licensed real estate professional handling that matter.