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Author: Gabriele

Miami: new areas preferred by the rich of America

By Gabriele

A sneak peek into three of the most exclusive and sought-after areas of Miami. Insight and exclusive details on how the rich and famous populate this ever-changing city.  In recent years, Miami has undergone a notable change, both in terms of property values ​​and in terms of population. Before, Miami was mainly considered a holiday…

A look at the Market. Snapshots and insights.

By Gabriele

What is happening to the real estate market in major U.S. Cities? Is it true that real estate is beginning to show signs of a downturn?   Recession, rising of interest rates, and general market saturation are beginning to give the result that many expected, a slowdown in the real estate industry. The markedly upward…

What is Title Insurance?

By Gabriele

Most people’s largest financial responsibility will be to purchase a home. In fact, house ownership is seen as a critical component of wealth creation. Many of you may be confronted with terminology and practices you have never heard of during the house purchasing process, particularly if you are a first-time home buyer. In Florida, your…

Real Estate Speculation and the Efficient Market Hypothesis

By Gabriele

The concept of Price to Rent Ratio immediately leads us to discuss another particular phenomenon that is influenced, and at the same time influences, the real estate market. We are talking about speculation.Everyone has heard about the concept of speculation, mainly in the financial, insurance and currency markets, and many have also put into practice…

A concrete example of non-speculation: Florida’s Booming Market in 2021

By Gabriele

In the year 2021 the Florida real estate market experienced a very rapid, high, and unexpected price increase of the Real Estate. This fast and intense change made some market players think that Florida was in the center of a speculative bubble. Historical average property values and annual increases were far outstripped by the new…

The relationship between rent and sale values: Price-to-Rent Ratio

By Gabriele

Another useful indicator of market trend is the price-to-rent coefficient or, in other words, the relationship between the purchase price and the rent price for the same properties on an annual basis and for a given location; it is used as a criterion for estimating whether it is more rational – and affordable – to…

Real Estate Market Fluctuations in Recent American History

By Gabriele

The honeycomb theory is a valid representation of an economic and social phenomenon that recent history has observed with constant repetition in the real estate market of the last 50 years, with repetitive up-and-down but with an always ascending trend in the medium/long term. There have been few notable exceptions to this trend, and we…

The Constant Fluctuations of the Real Estate Market: The Honeycomb Cycle Model

By Gabriele

The Honeycomb Cycle is a graphical/economic model devised by three Dutch scholars1 in 1994 to describe the reaction of the real estate market to the factors of price and number of purchases/sales. It can be defined as a model that graphically represents the “anomalous” behavior of the real estate market compared to other markets, an…